Have Robert Musin and Moscow bankers of Tatneft left the largest bank of Tatarstan?
As it became known to Realnoe Vremya, the ownership structure of Tatarstan Bank Ak Bars has changed. Apparently, about 9% of the shares were got by the agencies close to Ak Bars Development, and Robert Musin's people left the business of the Bank. A share of the mysterious shareholder of the Bank, who was called as the 'employee of Tatneft', but in the media appears as the owner or representative of three major banks, including URALSIB, has also decreased.
Ak Bars continues to change 'the owners'
The day before, on the website of the Center on corporate disclosure (Interfax), appeared the information about the change of shareholders in PJSC Ak Bars Bank. The changes were made on 1 January, but officially were noticed on 18 January, and the information was proclaimed on 20 January. In fact, shareholders of 9% shares have changed.
We can talk about the final leaving of Robert Musin, who has headed the Board of Directors of Ak Bars for a long time, from the business of the main Bank of the Republic. We will remind, in the summer Ak Bars Bank bought from Tatfondbank the rights of claim of consumer loans at 890 million rubles and of auto loans at 564 million rubles, as well as backed by real estate mortgages under the credit agreements of physical persons at 990 million rubles. At the same time, Ak Bars gave to Tatfond the right to claim debt of PLC Umnaya electronica (was one of the group of companies DOMO, controlled by Musin) for two loans at 323 million and 533 million rubles respectively.
Earlier major changes had started in the ownership structure of Ak Bars, when it became known that Goszhilfond of Talgat Abdullin would additionally capitalize the Bank and become one of its major shareholders. Recently it have become known that the Tatarstan government-controlled Svyazinvestneftekhim gave 16.09 % shares of JSC Kazanorgsintez to the net assets of Ak Bars Bank. Funds are used to support the Bank in difficult economic situation. And there another news today.
That time, according to official reports, there were two resales of the shares. The share of the Moscow PLC X-ray fell by 2.0024 % to 8.0917 %. Kazan's PLC Investments and Consulting has completely lost its shares (8.5568 %). It was purchased by Kazan PLC Komproekt.
Ak Bars Bank, in response to a formal request of Realnoe Vremya, reported: 'PLC Investments and Consulting, 30.12.2015 in the repayment of the previously existing obligations under the financial and economic activity realized its stake in the Bank (8.557 %) to PLC Komproekt. The stake (2.0023 %) owned by PLC X-ray, passed to PLC Eurobest.
Mysterious 'emloyee of Tatneft', of Uralsib, 'Privat-banker' and a shareholder of Zapadnyi Bank
Who is behind these PLC? PLC X-ray, which reduced its share to 8.1 %, was registered in March 2005 in Moscow, on 1st Frunzenskaya Street. This is not the first decline in the share of the company. In 2007, according to the newspaper Vedomosti, X-ray owned 20 % of shares of Ak Bars Bank.
However, we are especially interested in the mysterious owner of the company. According to the Uniform State Register of Legal Entities (EGRUL), the Director and the only founder of PLC X-ray is Nikolay Karpenko. In the memorandum on release of Eurobonds, Karpenko was named as a person associated with the Republic of Tatarstan. Also, in 2007, Ak Bars Bank explained to Vedomosti that Karpenko is a member of Tatneft – however, the journalists couldn't find the documentary confirmation. In 2009, an obscure and mysterious Nikolay Karpenko unexpectedly appeared in the media as Executive Director of URALSIB/Bank 121 – of the Private Banking division of the Bank URALSIB. But, at the same time, he kept control over shares at Ak Bars Bank.
In 2014, Nikolay Karpenko became one of the defendants in the investigation of the journalist Oleg Lurie about the loss of 700 million rubles in the Bank Zapadnyi (Moscow). According to the author, Karpenko accounted for almost 10% shares of the Bank Zapadnyi through offshore and some PLC. It was Nikolay Karpenko who allegedly was credited with disappeared unsecured loan at the sum more than 700 million rubles in just 5 months before revocation of the license of the Bank. The loan was received by someone in cash. After the revocation of the license and during the procedure of bankruptcy of Zapadnyi, Karpenko said that he knew nothing about the credit, he received no money, and signatures on the contract and on the orders on money, were fake.
From one pocket to another?
According to the Bank, the share of X-ray was bought by some PLC Eurobest. It is one of the shareholders of the Bank, which on 11 September 2015, according to the list of shareholders, owned only 2.5 % of the shares. How much the company's share is now, taking into account the purchase and the dilution of interest due to additional capitalization, is unclear.
PLC Eurobest was registered in Moscow on 26 December 2014. The General Director – Aleksey Alekseevich Plugar. He also, according to the system Kontur-Focus, is the owner of the company. Also, Plugari owns one third of the Moscow company PLC 'Gusli.Pro design', and the main activity is declared to be the manufacture of furniture.
It is interesting that PLC Eurobest was reorganized from CJSC Eurobest, where Aleksey Plugar was listed as the Director. But the founder of the CJSC again was Nikolay Viktorovich Karpenko — the owner of the company X-Ray.
Investments and Consulting: subsidiary company of Cyprus offshore left Ak Bars Bank
The company Investments and Consulting, according to the EGRUL, was founded on April 2007. The Director is Firaya Mukhametzyanova, authorized capital – 2.16 billion rubles. The founder of the company is the Cyprus offshore company Montmartre Limited. However, in the list of persons who control or influence the Bank, three equal shares in a Cyprus offshore company are indicated, owned by three people – Rail Khusnullin, Rustem Galiakberov, Rustem Likhachev.
Rustem Galiakberov is known as a member of Robert Musin 's team, who previously headed Tatmetall, and now is the Executive Director of JSC DOMO. Rail Khusnullin, in his turn, is a former Director of Ak Bars Torg, but since last March, he resigned. Rustem Likhachev is also known as 'Musin's guard' — a person who previously was in charge of private security organisations, serving the holding company Ak Bars, and now controls the company PLC NPP Kazannefteorgsintez, which won the tender at 1.6 billion rubles for the construction of logistics park of Russian Post near the Kazan airport.
Ak Bars development got a share in Ak Bars Bank?
The company, which got 8.6 % of shares of Ak Bars Bank — PLC Komproekt. Taking into account the public relations of the company, it somehow related to the structures of a major player in the real estate market of Kazan — Ak Bars Development. Komproekt was registered in 2008 on the Street Adelya Kutuya. The Director is Rimma Shaikhutdinova, and the only founder – the company PLC Sphere (Director and founder – Elena Malyazina).
In 2014 Komproekt was the contractor for rental of boiler at 708 000 rubles for PLC Energosystem, with supply to the residential complex Svetlaya Dolina in Konstantinovka village. Svetlaya Dolina is a project of Ak Bars Development. Besides, Komproekt is the former founder of PLC Vostochnyi project (until June 2014), PLC Gorkiy Park (now 99% of the company belong to PLC Fleit, taking part in the café Anderson in Gorky Park, the café is controlled by Habib Salakhatdinov, a former partner of the son of Vagiz Mingazov from PLC Office-city). Komproekt is also the founder of PLC Novye Usady and Ak Bars Stroy. The two latter companies are considered to relate to Ak Bars Development.
PLC Novye Usady is controlled by Komproekt at 81%, another 19% belong to PLC Integstroy. The latter owns PLC Svetlaya Dolina 1-2, PLV Farmer XXI Century, PLC Object 6B13 (Svetlaya Dolina, where Komproekt delivered boiler, is a project of Ak Bars Development, and the names of legal entities consonant with the name of the residential complex). Besides, among the founders of PLC Interstroyis, Ak Bars Development was listed (though, with insignificant share).
PLC Novye Usady became a new operator in the programme 'Dwelling for Russian family', in which Ak Bars Development participated through Ak Bars Stroy. But it is worth mentioning that the Director of PLC Novye Usady Ilnur Khafizov held the position of an economist in the group of companies Ak Bars Development. This fact indicates the formal nature of the changes. However, Ak Bars Development doesn't keep it in a secret. A change of legal entity does not mean the replacement of the developer. Ak Bars Development will continue to participate in the programme 'Dwelling for Russian family', — commented the press-service of the company.
As for Ak Bars Stroy, Integstroy and Komproekt are the founders (with 0.5% share each) of the company, and 98% belong to Ak Bars Development.